Housing Programs

Foreclosure Prevention and Foreclosure Intervention Services

In partnership with the New Jersey Housing and Mortgage Finance Agency (NJHMFA), BCCAP provides foreclosure prevention services through the National Foreclosure Mitigation Counseling (NFMC) program and HMFA’s Home Saver Program.

First-Time Homebuyer Education and Pre-Purchase Counseling

BCCAP holds four First-Time Homebuyer seminars every year in collaboration with various community organizations, including banks and the Burlington County Community Development Program. Participants receive valuable information about the home buying process; the responsibility of homeownership; budgeting; the importance of good credit; and home maintenance. BCCAP also provides one-on-one, pre-purchase counseling to help prospective homeowners assess their readiness to buy a home; budgeting and credit; financing; selecting, and maintaining a home.

Permanent Housing with Supportive Services

The BCCAP Permanent Rental Housing Program includes five housing units for former recipients of Temporary Assistance to Needy Families (TANF) benefits and two single-family homes for homeless veteran families with children and working poor families with children. A Case Manager provides support services to the residents to help them achieve and maintain economic self-sufficiency.

Housing Counseling Services

BCCAP is approved by the U.S. Department of Housing and Urban Development (HUD) to provide comprehensive housing counseling to low and moderate income individuals and families through the Housing Counseling Program. The services include: rental housing counseling; homelessness prevention; mortgage delinquency and default counseling; budget counseling; fair housing counseling; pre-purchase counseling; and homebuyer education for first-time homebuyers.

Homelessness Prevention Program

BCCAP provides financial assistance to residents who are behind in their rent, facing eviction, or are homeless and in need of rental assistance to secure permanent housing.

Homelessness Prevention and Rapid
Re-Housing Program (HPRP)

BCCAP provides financial assistance and stabilization services to prevent individuals and families from becoming homeless and help those who are experiencing homelessness to be quickly re-housed and stabilized. Participants receiving rental assistance will be required to pay 30% of their gross monthly household income towards their rent and tenant paid utilities while they are receiving a subsidy. All participants will be required to receive case management and financial management services while they are in the program. Services will be provided based on funding availability.

Qualified participants will receive the following services:

  • Rental assistance.
  • Case management.
  • Assistance with locating affordable housing.
  • Money management and credit repair counseling.
  • Referral to other community resources.

Participants must meet the eligibility guidelines and provide the required documentation:

  • Gross household income must total 30% or less of Area Median Income (AMI) (must provide income documentation).
  • Must be a New Jersey resident (must provide personal ID, Driver’s License or State ID).
  • Must be legally in the United States (must provide proof of legal U.S. residency).
  • Must be currently homeless (must provide homeless documentation) or at risk of becoming homeless (must have a Summons or a Warrant of Removal).
  • Must lack sufficient financial resources and support networks to identify immediate housing or remain in existing housing.

2017 HPRP-2 Income Limits

Size of HouseholdIncome Limits
1$17,500
2$20,000
3$22,500
4$24,950
5$28,780
6$32,960
7$37,140
8$41,320

Ineligible Activities
This program will not provide assistance for:

  • Hotel/Motel stays
  • Employment training or child care
  • Mortgage costs or other expenses needed by homeowners for fees, taxes, or other costs of refinancing a mortgage
  • Construction or rehabilitation
  • Credit card bills or consumer debt
  • Car repair or transportation costs
  • Food
  • Medical or dental care or medicines
  • Clothing and grooming costs
  • Home furnishings
  • Pet care
  • Entertainment activities
  • Work or education-related materials (i.e., books, fees, tuition)
  • Cash assistance to program participants
  • Discharge planning initiatives

 

 

 

To apply for any of the above programs, contact the BCCAP Housing Department at:

Dickens Community Service Center
One Van Sciver Parkway
Willingboro, NJ 08046

 Phone: 609-239-4013 

Senior Apartments with Supportive Services

BCCAP provides safe, affordable housing to senior citizens. All of the residents have access to supportive services provided by a dedicated Case Manager to help the residents maintain self-sufficiency and live independently. 

Located in:

  • Burlington Township
  • Florence

Phone: (609) 386-0300

Share This